FAQ - IAN | Injury Assistance Network

FAQ (Frequently Asked Questions)

General

How soon should I go to the doctor after being involved in an accident?

Under current Florida law, you have 14 days to seek medical treatment after being involved in a motor vehicle accident. This can be accomplished by going to the hospital, urgent care, chiropractor, dentist, nurse, or some other medical professional under the statute. However, the sooner you go, the better.

Who pays for my doctor’s bills?

Florida is a No-Fault State. What that means is that no matter whose fault the accident is, your auto insurance is primarily responsible for paying your medical bill. It pays at 80% up to $10,000.00, if you have an Emergency Medical Condition (EMC) or up to $2,500.00 if you don’t.

I was at fault can I still get treatment?

Yes, even if you were at fault for the accident, you are still entitled to up to $2,500 at 80% with no Emergency Medical Condtion (EMC) or up to $10,000.00 with and EMC.

What type of doctor should I see after being involved in an accident.

After being involved in an accident, you can go be seen by a number of different medical providers including, emergency room physicians, urgent care physicians or nurses, chiropractors, radiologist, dentists, orthopedics. Etc…

Should I go to the hospital after being involved in an accident?

Whether you go to the hospital or not is a personal decision. However, the hospital emergency room is not mandatory after being involved in an accident.

Is an MRI important to get after being in an accident?

Getting an MRI, when determined to be necessary by your medical provider is one of the most important things for both your treatment and your case. The MRI will typically provide objective findings if they exist of the permanent injuries that some one has suffered as a result of an accident, car accident or otherwise.

If the accident didn’t result in substantial property damage to my car does that mean that I wasn’t injured?

Absolutely not. Often times, the insurance company will try to argue that because there was only minor damage to the vehicle, the occupant(s) could not be injured. That is completely false and is something that your attorney will argue for you every time. This is one of the reasons that getting an MRI is so important.

How long does it take for pain from an injury to present itself after an accident?

Each person and each injury and each accident is different. However, typically pain symptoms will either immediately present themselves or present themselves a day or two or even a week after the accident.

How much does my insurance pay for my medical treatment relating to a motor vehicle accident?

Your insurance will pay up to $2,500.00 at 80% if you do not have and Emergency Medical Condition (EMC) or up to $10,000.00 at 80% if you do have an EMC.

Should I go to a doctor if I’m injured in a slip and fall accident?

If you have been injured as a result of a slip and fall incident, it is absolutely imperative that you go to a doctor.

How soon after a slip and fall should I go to the doctor:

You should go to the doctor as soon as possible after being injured in a slip and fall accident. You should also immediately notify the store manager of the incident.

What type of doctor should I go see?

The type of doctor depends on the type of injury and the severity of the injury. You can go to the Hospital Emergency room, urgent care, a chiropractor, or an orthopedic.

CHIROPRACTORS

What is a chiropractor?

A chiropractor is a health care professional that focuses on the diagnosis and treatment of neuromuscular disorders. The primary treatment used is manual adjustment and/or manipulation of the spine. Most chiropractors look to reduce pain and improve the functionality of their patients by educating them on things they can do to improve their own health via exercise, ergonomics and other therapies to treat back pain.

How can a chiropractor help you when you've been involved in an accident?

A chiropractor is often the first point of contact when you’ve been involved in an accident. This is especially the case if you haven’t suffered any broken bones or don’t immediately need surgery. That’s because chiropractic care is considered conservative treatment, which works well when the injury is relatively acute or new. This conservative treatment allows tissues and muscles a chance to reduce swelling.

What is a chiropractic adjustment and how can it help?

Chiropractic adjustment, also know and chiropractic manipulation, comes in a variety of techniques. However, they all seek to realign the spinal cord using various quick movements, thereby allowing the spine to function better and reduce pain.

What type of services do chiropractors offer?

Spinal manipulations, Decompression, massage therapy, ultrasound, electromagnetic stimulation are a few of the services that chiropractors offer.

Orthopedic

Orthopedic surgeons are doctors who specialize in the musculoskeletal system - the bones, joints, ligaments, tendons, and muscles that are so essential to movement and everyday life. With more than 200 bones in the human body, it's an in-demand specialty. Dislocated joints. Hip or back pain.

A neurologist is a medical doctor with specialized training in diagnosing, treating, and managing disorders of the brain and nervous system including, but not limited to, Alzheimer's disease, amyotrophic lateral sclerosis (ALS), concussion, epilepsy, migraine, multiple sclerosis, Parkinson's disease, and stroke.

A neurosurgeon is a physician who specializes in the diagnosis and surgical treatment of disorders of the central and peripheral nervous system including congenital anomalies, trauma, tumors, vascular disorders, infections of the brain or spine, stroke, or degenerative diseases of the spine.

Radiologists are medical doctors that specialize in diagnosing and treating injuries and diseases using medical imaging.

A chiropractor is a health care professional focused on the diagnosis and treatment of neuromuscular disorders, with an emphasis on treatment through manual adjustment and/or manipulation of the spine.

What is a Orthopedic Surgeon?

Orthopedic surgeons are doctors who specialize in the musculoskeletal system (bones, joints, ligaments, tendons, and muscles) that are essential to movement and everyday life.

How can a Orthopedic Surgeon help you when you've been involved in an accident?

An Orthopedic Surgeon may assist clients/patients with bone fractures/breaks and other injuries to extremities and the spinal cord.

What type of services do you offer?

Casting, surgeries.

Neurologist

What is a Neurologist?

Neurologist are specialist who treat diseases and injuries of the brain and spinal cord, peripheral nerves, and muscles.

How can a Neurologist help you when you've been involved in an accident.

A neurologist can diagnose Traumatic Brain Injuries (TBI), concussions, headaches and other neurological issues.

What type of services do you offer?

Various diagnostic test to determine if you have suffered any neurological injuries.

Neurosurgeon

What is a Neurosurgeon?

Neurosurgeons specialize in surgery on the nervous system, especially the brain and spinal cord.

How can a Neurosurgeon help you when you've been involved in an accident.

If you have suffered brain or spinal cord injury, a neurosurgeon can treat your injuries via surgery.

What type of services do you offer?

Surgeries and pain management.

Pain Management

What is a Pain Management?

A pain management specialist is a physician with special training in evaluation, diagnosis, and treatment of all different types of pain including acute pain, chronic pain, and cancer pain.

How can a Pain Management help you when you've been involved in an accident.

If you have gone through conservative treatment and you are still in pain, a pain management doctor can prescribe, Epidural Steroid Injections, Facet Block Injection and other ways to help manage your pain.

Legal Funding Companies

What is a Legal Funding Company?

A company that will loan you money against the potential proceeds from a pending case, which have been filed.

How can a Legal Funding Company help you when you've been involved in an accident.

Legal funding companies are able to assist in a variety of way. If an injured person is not able to work for a period of time due to their injuries from the accident, the injured person can borrow money against the potential proceeds of their case. Also, if a person does not have insurance and a medical procedure is necessary they can potentially borrow the money from the legal funding company to have the procedure. The great thing about legal funding companies is if there is no recovery, you won't owe them anything. The flip side of that is they have to charge a high interest rate to compensate them for taking on that risk.

Financial Advisors

What is a Financial Advisor?

A professional who provides financial services to clients based on their financial situation.

How can a Financial Advisor help you when you've been involved in an accident.

On those occasions when there is a large settlement, having a professional financial advisor is pivotal to insure that money is put to the best use and is there for the long term A financial advisor can help our clients with that.

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